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Version vom 2. März 2018, 08:16 Uhr

Why it's a solid bet: Along with Lending Club, Prosper is one of the biggest names in peer-to-peer lending, which should inspire confidence in anyone who is leery of dipping a toe into online lending. It is impressively transparent, widely available, and a bit looser with lending criteria such as debt-to-income ratio and the number of recent credit inquiries on your credit report.







LendingClub does business in 49 states (right now, you're out of luck in Iowa). LendingClub also charges a loan origination fee from 1% to 6% and charges a $7 processing fee for each monthly payment made by check. Terms are three or five years. With lower rates and more personal service, OppLoans is your home for safer, more affordable borrowing. Unlike credit cards, www.gufbc.org are a one- time loan. You can't borrow from the loan over and over the way you can with a revolving credit card balance. Payments toward the loan reduce the balance, but do not open up available credit that you can borrow again.
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