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LendingClub does business in 49 states (right now, you're out of luck in Iowa). LendingClub also charges a loan origination fee from 1% to 6% and charges a $7 processing fee for each monthly payment made by check. Terms are three or five years. With lower rates and more personal service, OppLoans is your home for safer, more affordable borrowing. Unlike credit cards, www.gufbc.org are a one- time loan. You can't borrow from the loan over and over the way you can with a revolving credit card balance. Payments toward the loan reduce the balance, but do not open up available credit that you can borrow again.
Borrowers will be eligible to receive a 0.25 percentage point interest rate reduction on their student loans owned by Citizens Bank, N.A. during such time as payments are required to be made and our loan servicer is authorized to automatically deduct payments each month from any bank account the borrower designates. Benefit is not available when payments are not due, such as during forbearance. If our loan servicer is unable to successfully withdraw the automatic deductions from the designated account two or more times within any 12-month period, the borrower will no longer be eligible for this benefit.
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