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The shift to joint-stock banking is a bittersweet moment in British financial history. It had big upsides: the ancestors of the modern megabank had been born, and Britain became a world leader in banking as well as bonds. But the long chain of mergers it triggered explains why RBS ended up becoming the world's largest bank—and, in 2009, the largest one to fail. Today Britain's big four banks hold around 75% of the country's deposits, and the failure of any one of them would still pose a systemic risk to the economy.] is owning the companies that power Amazon's booming e-commerce business. Follow the stocks you care about most and get personalized news and alerts. Access real-time stock information and investment updates to stay on top of the market.<br />Is this the end of banking as we know it? That depends on how incumbents react. Blockchain is not an existential threat to those who embrace the&nbsp;new technology paradigm and disrupt from within. 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Version vom 7. Februar 2018, 13:18 Uhr

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